Resolution season is a great time to make financial improvements, and 52% of Americans are planning to make finance-related New Year’s resolutions for 2025, according to a new WalletHub survey. For example, 41% of people making a financial resolution want to save more money.
To help you make the most of this opportunity for reflection and self-improvement, we put together a list of the top financial New Year’s resolutions for 2025, plus a playbook for making them a reality.
15 Financial Resolutions for 2025
- Make a realistic budget & stick to it
- Get a 5%+ return on your cash
- Save more money
- Explore ways to refinance high interest rates
- Repay 25% of your credit card debt
- Use different credit cards for everyday purchases & debt
- Fight back against inflation
- Pay bills right after getting your paycheck
- Protect your identity
- Focus on physical health, given its strong connection to financial health
- Look for a better job
- Make sure you have enough insurance for a catastrophe
- Get an A in financial literacy
- Improve your WalletScore
- Join a credit union
Learn more about each of these resolutions at WalletHub.com
